Title Analysis

AI-extracted title summary for TR-88231 — Ahmed Khan purchase.

Title summary

Extracted from official copies. Verify against source documents before reporting.

Registered proprietor: Margaret E. Whitfield
Property address: 14 Elm Gardens, Richmond, TW9 4QA
Tenure: Freehold
Title number: TR-88231
Restrictions: Form A restriction (capital money); consent restriction in favour of management company
Charges: Registered charge dated 12 May 2019 in favour of Riverbank Finance plc
Notices: Notice of home rights — to be removed on completion
Easements: Right of way on foot over rear access path
Covenants: Restrictive covenants in 1962 conveyance — no structural alteration without consent
Rights granted: Right to use shared drainage and service media
Rights reserved: Rights of entry reserved for adjoining owner maintenance
Plan issues: Garage shown outside red edging — boundary verification needed
Missing documents: 1962 conveyance not in register extracts — copy requested
Lender concerns: Charge redemption and Form A restriction to address in certificate of title
Client reporting points: Covenant consent requirement; rear access right; boundary query

Restriction requires compliance before registration

High

Form A restriction — appoint second trustee or provide capital money confirmation.

Owner: Sarah Patel

Existing charge must be redeemed on completion

Medium

Riverbank Finance plc charge — redemption statement required before exchange.

Owner: Sarah Patel

Covenant should be reported to client

Medium

1962 restrictive covenant prohibits structural alteration without consent — relevant to client's extension plans.

Owner: Sarah Patel

Easement should be checked against physical access

Low

Rear access right of way — confirm route matches actual use on site.

Owner: Sarah Patel

Title plan boundary should be reviewed

High

Garage appears outside the red edging — possible unregistered land or plan error.

Owner: Sarah Patel

Lease contains assignment restrictions requiring landlord consent

Medium

Applies to related leasehold parking title — consent process should start early.

Owner: Sarah Patel

Draft only — lawyer review required.